Start Smart. Build Confidence. Bank for What’s Ahead.
Good money habits start early and we make it easy to build them. From first savings accounts to student-friendly checking, we offer options that grow with your child. Whether you’re helping a little one learn to save, guiding a teen through financial basics, or preparing a young adult for independence, we have accounts that fit every age and stage.
It’s never too early to start saving and this account helps make it fun. The Pirates & Princesses Account gives kids a hands-on way to learn the value of money, while a parent, grandparent, or guardian helps guide their savings as the account custodian.
Features:
Pirates & Princesses Club membership card
A fun way to welcome your child into saving.
Treasure chest piggy bank
Encourages kids to save for future deposits.
Pirates & Princesses Passbook
Record each deposit and track progress.
Special “treasure” reward
Kids earn a small prize each time they make a deposit at a branch.
Dividends paid on balance
Savings that grow along the way.
Minimum to Open: $5 | Current Rate: 0.15% APY | Rates Effective March 1, 2026 | Fee Schedule
As kids grow, so does their need for financial independence. The CU Rising Account helps teens learn how to manage money responsibly with the right tools, education, and support from ATFCU.
Features:
CU Rising website
Access age-appropriate financial tools and resources to learn about budgeting, credit, and saving.
Dividends paid on balance
Earn while building good habits.
No monthly fees
Save more while you learn.
Minimum to Open: $5 | Current Rate: 0.15% APY | Rates Effective March 1, 2026 | Fee Schedule
Opening an account is fast and easy.
