| Fee | |
|---|---|
| Advantage Account | Free |
| Senior Club Account (age 55 and over) | Free |
| Tenn Plus Account (age 50 and over) | $5.00 |
| Business Checking Account 1 (1-500 items) | $10.00 |
| Business Checking Account 1 (500+ Items) | $15.00 |
| Fee | |
|---|---|
| Excessive Check Fee2 | $10.00 |
| Fee | |
|---|---|
| Online Access Internet Banking | Free |
| Online Access Internet Bill Pay | Free |
| Remote Transfer - Incoming | Free |
| Remote Transfer - Outgoing | $3.00 per transfer |
| Remote Transfer Account Failed Validation Fee | $15.00 per failed attempt |
| Remote Transfer NSF/Reject Fee | $32.00 per NSF/Reject |
| Remote Transfer Manual ACH Return | $32.00 per return |
| Online Bill Pay Stop Payment3 | $32.00 |
| Fee | |
|---|---|
| Access Line Telephone Banking | Free |
| Overdraft (covered by savings)2 | Free |
| Overdraft (covered by loan advance) | $10.00/Item |
| Overdraft Fee | $32.00/Item |
| Return Item Fee (Draft/Check or Electronic ATM, ACH, Debit Card, etc.) | $32.00/Item |
| Overdrawn Fee | $32.00/Item |
| Deposited Item Return | $15.00/Item |
| Foreign (Non U.S.) Item Collection Fee for Checks, Drafts, etc. | Per collecting financial institution |
| Personal Checks (Share Drafts) | Per Catalog |
| Senior Club Member–Economy Checks | Free |
| Temporary Checks (4) | $1.00 |
| Stop Payment-Single Item | $32.00 |
| Stop Payment-Range of Items | $32.00 |
| Photocopy of Check | $3.00/Copy |
| Return Mail Locator Fee | $5.00/Item |
| Statement Copy | $2.00/Stmt. |
| Wire Transfer–Incoming per transfer | $15.00 |
| Wire Transfer–Outgoing per transfer | $25.00 Domestic Only. We do not provide outgoing international wires. |
| Verification of Deposit | $20.00 |
| Account Research/Reconciliation | $25.00/hr, min. 1 hr |
| Cashier's Checks–Member4 | $4.00 |
| Cashier's Checks–Non Member | $15.00 |
| Legal Processes (garnishments, levies, etc) | $100.00 |
| Notary Public/Signature Guarantee | Free |
| Loan Coupon Book Replacement | $10.00 |
| Phone Transaction–ATFCU Account | Free |
| Phone Transaction–Non Proprietary | $10.00 |
| CU ATM Transaction | Free |
| Debit Card Replacement Fee | $10.00 |
| Debit Card Rush Fee | $15.00 |
| Debit Card Special Handling Fee | $10.00 |
| Fee | |
|---|---|
| 3x5 | $35.00/Year |
| 3x10 | $45.00/Year |
| 5x10 | $65.00/Year |
| 10x10 | $85.00/Year |
| Re-Key Box | $125.00/Box |
| Drilling of Box | $200.00/Box |
| Fee | |
|---|---|
| Late Payment Fee | $25 or the amount of the required minimum payment, whichever is less, if you are 11 or more days late in making a payment |
| Return Payment Fee | $25 or the amount of the required minimum payment, whichever is less |
| Pay by Phone | $5.00 for each expedited telephone payment initiated by the cardholder through 24x7 cardholder services |
| Credit Card Statement Copy | $3.00/Statement |
| Credit Card Document Copy | $3.00/Document |
| Credit Card Replacement | $10.00 |
| Credit Card Rush | $15.00 |
| Credit Card Research | $15.00/Hour min. of 1 hour |
| Fee | |
|---|---|
| Par Value of One Share | $5.00 |
1. Account may be eligible to have monthly fee waived. All criteria must be met. Relationship pricing is based month to month and is subject to change. Criteria: Maintain a minimum $2500 deposit balance in the business account for the entire month. Other conditions may apply.
2. For share savings and money market accounts, you may make no more than 6 transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a pre-authorized, automatic, or internet transfer, telephonic order or instruction, check, draft, debit card, or similar order. If you exceed these limitations, your account may be subject to a fee, be closed, or items will be returned unpaid.
3. Stop payments on bill payment items only apply to paper checks. Stop payments cannot be placed on electronic items.
4. Receive up to six (6) cashier’s checks per month free with Tenn Plus Checking.
