Save Smart. Earn More. Get Ahead.
Saving looks different for everyone. We make it simple to grow your money, reach your goals, and keep more of what you earn. No jargon. No monthly fees. Just straightforward ways to grow your money and feel good about your future.
A simple way to start saving…and become part of the ATFCU family!
No monthly fees
Keep more of what you earn.
$5 minimum balance
Easy to open and maintain.
Dividends paid on balance
Watch your savings grow automatically.
Free Full-Service Digital Banking
Track balances, transfer funds, make deposits, and manage goals anytime.
No-Cost Retirement & Insurance Consultation
Plan ahead with expert guidance.
Shared Branching
Access your account at thousands of credit-union locations nationwide.
Minimum to open: $5 | Current Rate: 0.15% APY | Rates Effective March 1, 2026 | Fee Schedule
Saving for something special? Set your goal and watch it grow…automatically.
Dividends paid on balance.
Earn while you plan ahead.
No monthly fees.
Every dollar goes toward your goal.
$5 minimum balance.
Start small and stay consistent.
Goal-based savings options.
Easily set money aside for specific purposes like holidays, travel, or emergency funds.
Minimum to open: $5 | Current Rate: 0.15% APY | Rates Effective March 1, 2026 | Fee Schedule
Earn more, faster while keeping access to your funds. Perfect for larger balances or short-term goals.
Tiered interest.
Higher balances earn higher returns.
Dividends compounded and credited monthly.
Grow your money faster.
No monthly fee.
Keep more of your earnings.
Full-Service Digital Banking.
Manage and move funds 24/7.
Minimum to Open $1,000 | Fee Schedule
Lock in a higher return with flexible terms and guaranteed growth.
Flexible terms. Choose from 3 to 36 months to match your goals.
Higher-yield interest. Earn more than a traditional savings account.
Dividends compounded monthly. Watch your balance grow consistently.
No monthly fees. Keep your earnings intact.
No-Cost Retirement & Insurance Consultation. Plan confidently for the future.
Minimum balance $1,000 | Fee Schedule | Penalty may apply for early withdrawal
Plan for the future you want. Our Traditional and Roth IRAs offer flexible terms and long-term growth potential so you can choose the account that fits your goals. Need help deciding? We’re here to help.
Flexible terms.
Choose from a range of certificate terms or an IRA Share Account.
Tax benefits for both Traditional and Roth IRAs.
Potential deductions or tax-free withdrawals.
Higher-yield interest accounts.
Earn more as you save for tomorrow.
No monthly fees.
More savings for your future.
No-Cost Retirement & Insurance Consultation.
Get personalized help building your plan.
Fee Schedule| Penalties may apply for early withdrawal.
Opening an account is fast and easy.
