⚠️ HOLIDAY CLOSURE ALERT ⚠️

All ATFCU locations will be closed on June 19th in observance of Juneteenth. Digital Banking, Mobile Deposit, and ATMs are available 24/7.

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Rates & Specials

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Got Debt? Get Cash

A man and woman sit on the back of their car with the trunk open, staring at a scenic viewGot Debt? is back! If you’ve got debt, Alcoa Tenn can help. This program is available from April 1 – September 30, 2026, and if you’re looking to consolidate your debt, we may be able to help.

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Sweet & Simple Mortgage Special

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Home Sweet Home…Made Even Sweeter!

Treat yourself with 0.25% off of a home purchase or refinance with our Sweet & Simple Mortgage Special!*

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* Offer only available on current rate for 1st mortgage purchase or 1st mortgage refinance. Must be primary residence. $25,000 new money requirement minimum. Offer only available for applications received June 1 – July 31, 2026. Promotion and rate are subject to change without notice.

Don't Skip the Trip!

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Life Moves Fast – Start Making Memories Now.

Experience the moments that will last a lifetime. Whether it’s a relaxing beach escape, a scenic mountain getaway, or a fun-filled family trip, now is the perfect time to go. With our vacation loan, you can borrow up to $3,500 for 12 months with rates as low as 6.99% APR*.  Don’t skip the trip!  Apply online or give us a call at (865) 977 -3118 to speak with a loan officer today.

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APR is accurate as of June 22, 2026. 

*APR is Annual Percentage Rate. Payment per thousand $86.07 per month based on 6.99% for 12 months. Rate dependent upon credit approval.  Rates subject to change. Conditions/Restrictions apply. See a loan officer for details. Offer available May 1st – July 31st, 2026.

Certificate Specials

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With ATFCU’s Certificate Specials, YOU choose your term!

7-month* or 11-month** Certificate at 3.50% APY.

 

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APY is accurate as of June 22, 2026. Rates subject to change without notice. Dividends calculated daily, compounded monthly. Fees could reduce earnings. Other rates and terms available. Penalty equal to 180 days’ dividends will be applied for early withdrawal.

*Automatically renews at maturity for a 6-month term at the then current 6 month share certificate dividend rate.

** Automatically renews at maturity for a 12-month term at the then current 12 month share certificate dividend rate.

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