When in doubt reach out! If you receive a suspicious email, text, or call with someone asking for your account number or card information, hang up or do not reply. Instead contact us directly.
Remember: ATFCU will never contact you and ask for your account/card numbers or verification codes.
Got Debt? is back! If you’ve got debt, Alcoa Tenn can help. This program is available from April 1 – September 30, 2026, and if you’re looking to consolidate your debt, we may be able to help.
Home Sweet Home…Made Even Sweeter!
Treat yourself with 0.25% off of a home purchase or refinance with our Sweet & Simple Mortgage Special!*
* Offer only available on current rate for 1st mortgage purchase or 1st mortgage refinance. Must be primary residence. $25,000 new money requirement minimum. Offer only available for applications received June 1 – August 31, 2026. Promotion and rate are subject to change without notice.
Feeling the Back to School Squeeze? Apply Now!
Start the school year right with our back-to-school loan options! Borrow up to $3,500 for 12 months with rates as low as 6.99% APR*. Apply online or give us a call at (865) 977 -3118 to speak with a loan officer today.
APR is accurate as of August 29, 2026.
*APR is Annual Percentage Rate. Payment per thousand $86.07 per month based on 6.99% for 12 months. Rate dependent upon credit approval. Rates subject to change. Conditions/Restrictions apply. See a loan officer for details. Offer available May 1st – July 31st, 2026.
With ATFCU’s Certificate Specials, YOU choose your term!
7-month* or 11-month** Certificate at 3.50% APY.
APY is accurate as of August 29, 2026. Rates subject to change without notice. Dividends calculated daily, compounded monthly. Fees could reduce earnings. Other rates and terms available. Penalty equal to 180 days’ dividends will be applied for early withdrawal.
*Automatically renews at maturity for a 6-month term at the then current 6 month share certificate dividend rate.
** Automatically renews at maturity for a 12-month term at the then current 12 month share certificate dividend rate.
